It’s official – The June SSI payment in the U.S. is being deposited earlier than expected, and many will receive it in May – Here’s why

While we associate Social Security benefits with retirement, the Social Security Administration (SSA) actually has five distinct programs that they manage, each one catering to a different set of individuals, with its own rules and benefit distribution dates. There is one notable exception to this, and that is Supplemental Security Income (SSI), which unlike the rest of the benefits the SSA distributes, can be accessed along with other forms of assistance.

The SSA describes SSI as “monthly payments to people with disabilities and older adults who have little or no income or resources.” This severely restrict the amount of people that can access this program, as the conditions to be approved to receive this assistance are very stringent and must be followed to the letter. “SSI is generally for individuals who don’t earn more than $2,019 from work each month. The income limit increases for couples and when parents apply for children. We also look at other sources of income besides your job, like disability benefits, unemployment, and pensions.”

But since the program is meant to aid some of the most disenfranchised and impoverished amongst citizens, they also place limits on what things you own. As the SSA continues to explain “Common resources are vehicles and money in bank accounts. Your resources should not be more than: $2,000 for individuals; $3,000 for couples. If you’re a parent applying for a child, these numbers increase by $2,000.”

Luckily there are some exceptions to these resources, like a family car, a family home and personal possessions like clothes and furniture which are not counted towards this resource limit, but it is still safe to say that those who qualify to receive this assistance really need any help that they can get.

How much can you get from SSI and when will you receive this check if you are eligible

Since this amount of money is meant to help those that have no other recourse get back on their feet and not sustain them forever, the maximum amount of money an individual can get from SSI is $967 for an individual and $1,450 for a couple in 2025. This amount is adjusted every year with a cost of living increase, but it is still not enough to live on, only to help make ends meet.

Olus, most people on the program will not get the maximum amount, as there is a $1 deduction for every $2 you earn from work or any other activity that earns money, and $1 deduction for every $1 you get from non-work sources, like other types of benefits and pensions.

Since this payment is so crucial, knowing when beneficiaries will get it is quite important so that they can plan their month and bills accordingly. SSI is always paid on the 1^st of every month, unless that falls on a weekend or national holiday, in which case it is paid on the prior day when banks are open and the US Postal Service runs. This is done so as to ensure that no check is late and that beneficiaries can meet their financial obligations as shceduled without having to borrow money or fall into debt.

This means that some months there might be a double payment, as the 1^st of the month falling on a weekend and forcing the payment through earlier will guarantee that it will fall on the previous month. That is the case for June, when June 1^st falls on a Sunday, meaning that the check will be sent out on Friday the 30^th of May. This should not confuse anyone, as the May check was received on schedule at the beginning of the month and this later check will belong to June.